An IT technician is configuring data storage policies and access permissions for an organization that handles both patient intake appointments and billing payment transactions. Which of the following compliance actions directly adhere to the regulatory mandates of the Payment Card Industry Data Security Standard (PCI-DSS) and Health Insurance Portability and Accountability Act (HIPAA)? (Select TWO.)
- Encrypting or masking Primary Account Numbers (PAN) stored in transaction logsAnswer
- Restricting access to patient clinical records and medical history strictly to authorized personnelAnswer
- CRetaining sensitive authentication data such as card verification values (CVV) permanently for auditing purposes
- DApplying educational privacy guidelines under FERPA to govern the retention of medical appointment logs
Answer
The correct answers are encrypting or masking Primary Account Numbers (PAN) stored in transaction logs and restricting access to patient clinical records and medical history strictly to authorized personnel.
PCI-DSS mandates the protection of cardholder data by encrypting or masking the Primary Account Number (PAN) during storage and transmission. HIPAA regulates Protected Health Information (PHI), requiring organizations to restrict access to patient medical histories and clinical records strictly to authorized individuals.
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Key Concept
Data Privacy and Compliance Regulations