Question

Difficulty: MediumTypes and Forms of Money

Match each form of money in List I with its corresponding defining feature or operational attribute in List II.

  • Legal TenderCurrency that creditors are legally bound to accept in settlement of debt obligations
  • Bank MoneyCommercial bank demand deposits that can be transferred using written orders or electronic means
  • Token MoneyCoins or paper notes whose face exchange value exceeds the intrinsic cost of the material used
  • Quasi-MoneyLiquid financial assets that function as a store of value but cannot be directly spent without prior conversion

Answer

Legal Tender matches currency legally bound for debt settlement; Bank Money matches commercial bank demand deposits transferable via cheques; Token Money matches currency whose face value exceeds material cost; Quasi-Money matches liquid assets serving as stores of value requiring conversion prior to transaction.
Legal tender is defined by law as money that must be accepted for debt settlement. Bank money represents demand deposit claims transferable by cheques. Token money has a face exchange value greater than its metallic commodity value. Quasi-money comprises near-cash assets that act as stores of value but lack immediate medium-of-exchange capability.

Step-by-Step Solution

1
Examine the classification criteria for each monetary form listed in List I.
Identified the legal enforcement of Legal Tender, the deposit nature of Bank Money, the face-versus-intrinsic value disparity of Token Money, and the liquidity restriction of Quasi-Money.
Accurate matching requires applying formal commercial definitions of monetary categories.
2
Pair each monetary term with its precise legal or financial description in List II.
Legal Tender pairs with compulsory debt settlement; Bank Money pairs with demand deposits; Token Money pairs with face value exceeding material cost; Quasi-Money pairs with store of value requiring conversion.
Each right-hand attribute describes the unique functional property of the corresponding left-hand form of money.

Key Concept

Distinguishing characteristics, legal status, and liquidity profiles of various forms of money.
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