Question

Difficulty: HardCooperative Societies: Types, Principles, Features, and Operation

A group of retail traders in Ibadan established a Cooperative Consumers' Society to purchase manufactured goods in bulk directly from producers. At the end of the financial year, a disagreement arose among members regarding the allocation of financial returns. Which of the following correctly describes how capital reward and net surplus must be treated according to cooperative principles?

  1. Interest on share capital is restricted to a limited fixed rate, and the remaining net surplus is distributed in proportion to the value of purchases made by each member.Answer
  2. B
    Dividends are distributed strictly in proportion to the number of shares held by each member, while trading surplus is held entirely as indivisible reserves.
  3. C
    Interest on share capital varies directly with annual trading profits, while net surplus is divided equally among all registered members regardless of purchases.
  4. D
    Share capital yields no return, and the entire net surplus is distributed based on each member's length of membership in the society.

Answer

Interest on share capital is restricted to a limited fixed rate, and the remaining net surplus is distributed in proportion to the value of purchases made by each member.
In accordance with Rochdale cooperative principles, share capital in a cooperative society receives only a limited and fixed rate of interest. The major portion of the net trading surplus is returned to members as a patronage dividend calculated strictly according to the value or volume of purchases each member made through the society during the financial year.

Step-by-Step Solution

1
Identify the key cooperative principles governing financial distribution.
The relevant Rochdale principles are 'Limited Interest on Share Capital' and 'Dividend on Patronage'.
Cooperative societies operate primarily to serve member welfare rather than to maximize returns on invested equity.
2
Analyze the restriction on share capital rewards.
Share capital is paid a strictly limited, fixed interest rate rather than a variable share of total net profits.
Limiting capital interest prevents wealthy members from exploiting the society solely for financial speculation.
3
Determine the operational rule for distributing trading surplus.
Net trading surplus is returned to members as a patronage dividend based on the proportion of goods purchased from the society.
Members who actively patronize the cooperative generate the trading surplus and are entitled to refunds relative to their trading volume.

Key Concept

Limited Interest on Capital and Patronage Dividend Principles
Estimated Time:1m 30s
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