Question

Difficulty: EasyHire Purchase: Features, Statutory Requirements, Rights, and Obligations

Match each hire purchase term with its correct legal definition or statutory requirement.

  • HirerThe party who takes possession of goods with an option to purchase them by paying installments.
  • OwnerThe party who lets goods to another under an agreement while retaining legal ownership until the final payment.
  • Hire Purchase PriceThe total sum, including cash price and interest charges, payable by the bailor/buyer to complete ownership transfer.
  • Statutory DepositThe mandatory initial down payment required by law before the agreement becomes enforceable.

Answer

Hirer matches with the party taking possession of goods with an option to purchase; Owner matches with the party who lets goods while retaining legal ownership; Hire Purchase Price matches with the total sum including cash price and interest; Statutory Deposit matches with the mandatory initial down payment required by law.
Each legal term corresponds directly to its defined statutory or commercial role: the hirer obtains possession with an option to purchase, the owner retains title until final payment, the hire purchase price is the grand total of all payments, and the statutory deposit is the mandatory initial down payment.

Step-by-Step Solution

1
Identify the primary legal parties in a hire purchase transaction.
The owner retains title and lets the goods out, whereas the hirer takes possession and pays installments with an option to buy.
Hire purchase is a contract of bailment coupled with an option to purchase, establishing distinct roles for owner and hirer.
2
Distinguish between the financial terms of a hire purchase contract.
Hire purchase price is the cumulative total cost paid over time, while the statutory deposit is the mandatory upfront installment.
Statutory rules require a minimum percentage paid upfront (deposit) to initiate a legal hire purchase contract.

Key Concept

Fundamental Roles and Terms under Hire Purchase Law
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