Question

Difficulty: EasyThe Money Market: Operations and Financial Instruments

Match each money market instrument on the left with its corresponding operational definition on the right.

  • Treasury BillsShort-term debt securities issued by the Central Bank on behalf of the government to raise short-term funds.
  • Commercial PapersUnsecured short-term promissory notes issued by creditworthy corporations to finance working capital needs.
  • Call MoneyExtremely short-term interbank loans payable on demand, often used by commercial banks to balance daily liquidity.
  • Certificate of DepositNegotiable receipts issued by commercial banks acknowledging a fixed-term deposit at a specified interest rate.

Answer

Treasury Bills match short-term government borrowing issued by the Central Bank; Commercial Papers match unsecured corporate promissory notes; Call Money matches interbank overnight/demand loans; Certificate of Deposit matches negotiable bank receipts for fixed deposits.
Each instrument matches its primary function: Treasury Bills represent short-term government debt issued via the central bank, Commercial Papers represent unsecured corporate promissory notes, Call Money represents interbank short-notice liquidity loans, and Certificates of Deposit represent negotiable bank deposit receipts.

Step-by-Step Solution

1
Identify the issuing authority and purpose of each instrument.
Treasury Bills are government-backed via the Central Bank, while Commercial Papers are corporate-backed.
Differentiating issuers is key to categorizing money market instruments correctly.
2
Distinguish between interbank transactions and bank-to-customer deposit receipts.
Call Money is exclusively between commercial banks for liquidity, while Certificates of Deposit are negotiable deposit instruments given by banks to investors.
Operational roles define the transaction flow in money market trading.

Key Concept

Money Market Instruments and Operations
Estimated Time:1m 0s
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