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Question

Difficulty: EasyChallenges, Security, and Crime in Electronic Business

An online shopper receives a deceptive email claiming to be from a major Nigerian commercial bank, prompting them to click a link and re-enter their secret password and PIN to prevent account deactivation. Which type of cybercrime is described in this scenario?

  1. PhishingAnswer
  2. B
    Hacking
  3. C
    Identity theft
  4. D
    Carding

Answer

Phishing
The correct answer is Phishing because it specifically describes social engineering attacks conducted via email or electronic messages to fool users into submitting confidential personal or financial data to fraudulent websites.

Step-by-Step Solution

1
Analyze the business security scenario provided in the stem
Identified fraudulent communication designed to mimic a legitimate bank to extract secret user passwords.
Understanding the mechanism of threat helps categorize the specific cybercrime classification.
2
Match the threat mechanism to standard e-business security terminology
Deceptive emails aiming to lure confidential credentials constitute phishing.
Phishing specifically targets user psychology through fake electronic communication.

Key Concept

Phishing in E-Commerce and Electronic Banking
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Topics

Challenges, Security, and Crime in Electronic Business

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