Question

Difficulty: HardMeans of Payment in Home Trade

In home trade payment systems, a post office money order differs fundamentally from a postal order because a money order is issued for any specified custom amount up to a statutory limit and is strictly payable only to the named payee, whereas a postal order is printed in fixed face-value denominations and can be transferred to a third party by endorsement.

Answer: Answer

Answer

True. A post office money order is issued for any specified amount up to a legal limit and is strictly non-transferable (payable only to the named payee), whereas a postal order is issued in fixed face-value denominations and can be transferred to a third party by endorsement.
The statement accurately reflects commercial practice in home trade. Money orders are used for remitting specific, non-standard amounts and are restricted to the designated recipient, whereas postal orders are pre-issued in fixed values and allow transfer to third parties.

Step-by-Step Solution

1
Examine the structural and legal properties of a Post Office Money Order.
Money orders allow remitting exact, un-denominated sums specified by the sender (up to a statutory ceiling). They require specifying the recipient's name and the receiving post office, rendering the instrument non-transferable to any other person.
To evaluate the claim regarding money order denomination flexibility and payee restriction.
2
Examine the structural and legal properties of a Postal Order.
Postal orders are printed by the postal authority in fixed face-value denominations (e.g., specific currency units). Unless crossed, they can be negotiated and transferred from one holder to another via endorsement.
To evaluate the claim regarding postal order fixed denominations and transferability.
3
Synthesize the comparison between both postal payment instruments.
The statement accurately specifies both distinguishing criteria: denomination structure (custom vs. fixed) and transferability (non-transferable vs. transferable).
To establish the ultimate truth value of the assertion.

Key Concept

Distinction between Money Orders and Postal Orders in Home Trade
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