Question

Difficulty: MediumTypes and Forms of Money

Match each form of money listed in Column A with its corresponding defining feature in Column B.

  • Token MoneyMoney whose face value is substantially higher than the intrinsic value of the physical material used to create it
  • Fiat MoneyCurrency established and backed by government order rather than by a physical commodity reserve
  • Quasi-MoneyHighly liquid assets such as time deposits that serve as a store of value but are not direct legal tender
  • Bank MoneyCommercial bank deposit balances that can be transferred from one account to another using cheques

Answer

Token Money matches with money whose face value exceeds its intrinsic material value; Fiat Money matches with currency established by government order without physical commodity backing; Quasi-Money matches with highly liquid assets serving as near-money; Bank Money matches with commercial bank deposit balances transferable via cheques.
Token Money is characterized by face value exceeding intrinsic value; Fiat Money is defined by government decree without physical commodity backing; Quasi-Money includes near-money liquid assets not functioning directly as legal tender; Bank Money comprises commercial bank deposit balances transferable by cheque.

Step-by-Step Solution

1
Analyze Token Money and Fiat Money attributes
Token Money focuses on the gap between face value and material intrinsic value, whereas Fiat Money depends on official legal decree without gold backing.
Understanding these legal and material characteristics distinguishes modern physical currency types.
2
Analyze Quasi-Money and Bank Money attributes
Quasi-Money represents near-money store-of-value assets, while Bank Money refers specifically to active demand deposit accounts accessible by cheque.
Liquidity levels and direct acceptance in transactions separate bank credit balances from near-money instruments.

Key Concept

Distinguishing features and classifications of modern forms and types of money.
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