Question

Difficulty: EasyCentral Bank: Functions and Monetary Policy Instruments

Match each central bank monetary policy instrument with its correct definition or operational mechanism.

  • Open Market OperationsThe buying and selling of government securities in the financial market to control money supply
  • Bank Rate PolicyThe official interest rate at which the central bank rediscounts bills or lends to commercial banks
  • Cash Reserve RatioThe minimum percentage of deposit liabilities commercial banks must maintain with the central bank
  • Moral SuasionInformal persuasion, directives, and appeals used by the central bank to guide commercial bank lending

Answer

Open Market Operations matches with the buying and selling of government securities; Bank Rate Policy matches with the official interest rate for rediscounting bills; Cash Reserve Ratio matches with the minimum deposit percentage maintained at the central bank; Moral Suasion matches with informal persuasion and directives to guide lending.
Each instrument accurately aligns with its standard monetary policy classification and operational mechanism: Open Market Operations involve government securities trading; Bank Rate Policy refers to the central bank's lending rate; Cash Reserve Ratio dictates required central bank deposit reserves; and Moral Suasion relies on informal guidance and persuasion.

Step-by-Step Solution

1
Identify the mechanism of Open Market Operations
Matches the purchase and sale of government securities in the open market.
Open Market Operations control liquidity directly through security trading.
2
Identify the mechanism of Bank Rate Policy
Matches the official rate charged by the central bank to commercial banks.
The bank rate influences overall interest rates across the banking sector.
3
Identify the mechanism of Cash Reserve Ratio
Matches the statutory percentage of total deposits kept with the central bank.
Varying reserve ratios alters the amount of credit commercial banks can create.
4
Identify the mechanism of Moral Suasion
Matches informal appeals and directives to influence commercial bank lending.
Moral suasion relies on moral leverage and co-operation rather than legal coercion.

Key Concept

Central Bank Monetary Policy Instruments
Rate this question