Question

Difficulty: MediumTypes and Sources of Business Capital

Match each source or type of business capital on the left with its corresponding defining feature or operational characteristic on the right.

  • DebentureA long-term loan instrument issued under seal that pays a fixed rate of interest regardless of profitability.
  • Bank OverdraftA short-term credit arrangement allowing a business to draw funds beyond its account balance up to an agreed limit.
  • Trade CreditA short-term financing arrangement where suppliers allow a buyer to defer payment for goods supplied.
  • Venture CapitalEquity funding provided by private investors or specialized firms to early-stage, high-risk startup enterprises.

Answer

Debenture matches with the long-term fixed-interest loan instrument; Bank Overdraft matches with drawing funds beyond current account balance; Trade Credit matches with deferred payment terms offered by suppliers; Venture Capital matches with risk equity capital invested in high-growth startups.
Each type or source of capital is matched based on its tenure and financing mechanism: Debenture corresponds to long-term loan capital with fixed interest, Bank Overdraft to short-term bank balance extensions, Trade Credit to supplier deferred payment terms, and Venture Capital to startup risk equity.

Step-by-Step Solution

1
Identify long-term debt securities vs short-term bank facilities
Debenture is long-term loan capital paying fixed interest; Bank Overdraft is a short-term bank facility for overdrawing account limits.
Duration and contractual commitment distinguish long-term debt from temporary cash flow assistance.
2
Analyze commercial trade credit versus equity investment models
Trade credit comes from trade suppliers as deferred payment; Venture Capital comes from equity investors taking high risk for capital growth.
Sources differ between trade suppliers financing inventory and institutional investors providing startup equity.

Key Concept

Classification of Business Capital by Duration, Source, and Risk
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