Question

Difficulty: MediumEconomic Indicators and Business Cycle Phases

Match each economic indicator on the left with its corresponding business cycle category and function on the right.

  • Building permits for new residential housingLeading indicator that forecasts future construction activity and overall economic expansion
  • Employees on nonagricultural payrollsCoincident indicator that measures current employment levels and aggregate real-time economic output
  • Average prime rate charged by commercial banksLagging indicator that reflects corporate borrowing costs adjusted after broad interest rate trends change
  • Average duration of unemploymentLagging indicator that tracks labor market recovery delays following business cycle turning points

Answer

Building permits pairs with the leading indicator forecasting housing activity; Employees on nonagricultural payrolls pairs with the coincident indicator measuring current employment; Average prime rate pairs with the lagging interest rate indicator; Average duration of unemployment pairs with the lagging labor duration metric.
Building permits reflect future construction commitments (leading). Nonagricultural payrolls measure real-time aggregate labor market performance (coincident). The prime rate and average duration of unemployment react only after broader business cycle shifts occur (lagging).

Step-by-Step Solution

1
Classify building permits
Building permits is classified as a leading economic indicator.
Permits precede actual construction spending and economic growth, offering predictive value for economic turning points.
2
Classify nonagricultural payrolls
Employees on nonagricultural payrolls is classified as a coincident economic indicator.
Payroll data moves in direct alignment with current aggregate economic production and real GDP.
3
Classify prime rate and unemployment duration
Both the average prime rate and average duration of unemployment are classified as lagging economic indicators.
Lagging indicators confirm trends after an economic transition has already established itself across the financial system.

Key Concept

Distinction among Leading, Coincident, and Lagging Economic Indicators
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