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Difficulty: MediumState Government Schemes and Welfare Policies

The Government of Gujarat implemented the 'Mukhyamantri Kisan Sahay Yojana' as a state-funded crop relief initiative for cultivators. Which of the following statements regarding the core provisions and eligibility criteria of this scheme are correct? (Select all correct options)

  1. The scheme provides financial compensation for crop losses caused by natural hazards such as drought, excess rain, and unseasonal rainfall without requiring any premium payment from farmers.Answer
  2. Direct financial assistance is sanctioned to eligible cultivators when surveyed crop damage reaches 33% or higher in the affected revenue village.Answer
  3. C
    Eligibility for relief assistance is strictly restricted to small and marginal farmers holding less than one hectare of land.
  4. D
    Cultivators must contribute a mandatory annual premium of 2% of the sum insured during the Kharif season to activate coverage.

Answer

The statements confirming that the scheme provides zero-premium financial compensation for crop damage due to drought, unseasonal rain, and excess rain, and that assistance is provided when crop loss is assessed at 33% or more are correct.
The Mukhyamantri Kisan Sahay Yojana (MKSY) was launched by the Government of Gujarat as a non-contributory risk mitigation scheme. It provides simple, zero-premium financial assistance to farmers who suffer crop losses of 33% or more caused by drought, unseasonal rainfall, or excess rains. The assistance is paid directly to bank accounts via Direct Benefit Transfer.

Step-by-Step Solution

1
Examine the funding mechanism and risks covered under Mukhyamantri Kisan Sahay Yojana
The scheme replaced traditional insurance premium models with a 100% state-funded mechanism covering drought, excess rain, and unseasonal rainfall with zero premium levied on cultivators.
Understanding the non-contributory nature is essential to differentiate state-specific welfare safety nets from central contributory schemes.
2
Evaluate the damage assessment threshold and beneficiary landholding criteria
Assistance is disbursed via Direct Benefit Transfer for crop losses of 33% and above, and eligibility extends to all registered landholders (small, marginal, large) and Forest Rights Act title holders.
State PSC evaluations specifically test numerical eligibility triggers and universal versus targeted coverage provisions.
3
Identify correct statements and rule out misconceptions
Statements stating zero-premium risk coverage and the 33% damage threshold are accurate, while statements asserting a 1-hectare land ceiling and a mandatory 2% premium contribution are incorrect.
Allows precise isolation of correct features under multi-selection evaluation criteria.

Key Concept

Provisions, eligibility boundaries, and benefit structures of State Agricultural Welfare Schemes
Estimated Time:1m 15s
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Topics

State Government Schemes and Welfare Policies

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