Match each level of UK motor insurance cover to its correct legal scope of protection.
- Third-Party OnlyMeets the statutory minimum legal requirement by covering only liability for injury to others and damage to their property.
- Third-Party, Fire and TheftCovers liabilities to other road users, plus damage to or loss of your own vehicle caused specifically by fire or theft.
- ComprehensiveProvides the widest protection, covering third-party liabilities as well as accidental damage to your own vehicle even in fault collisions.
Answer
Third-Party Only matches the statutory minimum cover for others' injury and property; Third-Party, Fire and Theft matches third-party liabilities plus own vehicle fire/theft loss; Comprehensive matches full protection including own vehicle accidental damage.
Each insurance level corresponds to a clear hierarchy of coverage under UK law: Third-Party Only meets the statutory baseline for damage or injury to others; Third-Party, Fire and Theft adds protection for fire and theft losses to the policyholder's car; Comprehensive provides the highest level of protection, covering own-vehicle accidental damage alongside all third-party liabilities.
Step-by-Step Solution
Key Concept
Levels of UK Motor Insurance Coverage and Statutory Minimums
Estimated Time:45s