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Soru

Zorluk: KolayRisk Identification, Assessment, and Response Strategies

An organization purchases a comprehensive cybersecurity insurance policy to cover financial liabilities associated with potential data breaches on its cloud servers. Which of the following risk response strategies is the organization demonstrating?

  1. Risk TransferCevap
  2. B
    Risk Mitigation
  3. C
    Risk Avoidance
  4. D
    Risk Acceptance

Cevap

Risk Transfer
Purchasing cybersecurity insurance reallocates potential financial losses associated with a security incident to an external insurer, which is a classic implementation of Risk Transfer.

Adım Adım Çözüm

1
Analyze the action taken in the scenario.
The company buys an insurance policy to cover losses from potential breaches.
Identifying the specific action clarifies whether responsibility/liability is changed, reduced, avoided, or absorbed.
2
Map the action to formal risk response definitions.
Shifting financial liability to a third party (an insurance provider) is Risk Transfer.
Cyber insurance policies and vendor SLAs are standard methods of transferring risk.

Anahtar Kavram

Risk Response Strategies (Risk Transfer)
Tahmini Süre:45s
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Risk Identification, Assessment, and Response Strategies

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