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Zorluk: KolayRisk Identification, Assessment, and Response Strategies

An organization purchases a commercial cyber insurance policy to cover potential monetary losses resulting from data breach liabilities. Which risk response strategy is the organization implementing?

  1. Risk transferenceCevap
  2. B
    Risk avoidance
  3. C
    Risk mitigation
  4. D
    Risk acceptance

Cevap

Risk transference
Risk transference shifts the financial liability and impact of a potential loss to a third party, such as an insurance carrier or service provider. Procuring cybersecurity insurance directly exemplifies this strategy.

Adım Adım Çözüm

1
Analyze the organizational action described in the scenario.
The organization is procuring cyber insurance to handle potential monetary losses from data breaches.
Determining the primary operational goal helps identify the corresponding risk response category.
2
Map the procurement of insurance to risk response definitions.
Shifting the financial burden of an identified risk to a third party (an insurance provider) defines risk transference.
Insurance does not prevent an attack, but transfers the fiscal impact.

Anahtar Kavram

Risk Transference
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Konular

Risk Identification, Assessment, and Response Strategies

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