Following a major revision to its regulatory standards, an international financial oversight agency began conducting unannounced cybersecurity audits of commercial banks. To avoid severe regulatory fines for non-compliance, virtually all audited banks substantially increased their annual expenditure on advanced threat-detection software and external consulting over the subsequent two years. Surprisingly, data collected at the end of this two-year period revealed that the average financial loss per successful cyberattack at these audited banks increased by over 40 percent, whereas the average loss per successful cyberattack at unaudited financial institutions remained completely unchanged. Which of the following, if true, most helps to account for the apparent discrepancy described above?
- AThe financial penalties imposed by the oversight agency for failing an audit are significantly higher than the average cost of remediating a standard cyberattack.
- BUnaudited financial institutions generally process a smaller total volume of high-value electronic fund transfers than audited commercial banks do.
- The advanced threat-detection software installed by audited banks successfully intercepts virtually all low-level, low-impact intrusions, leaving only highly sophisticated, catastrophic breaches among the attacks that manage to succeed.Cevap
- DAudited commercial banks that increased spending on threat-detection software simultaneously reduced their budget allocations for physical security at retail branch locations.
- ECybercriminals targeted audited banks far more frequently than unaudited institutions because audited banks publicly disclosed their compliance upgrades.