Match each component or classification under the Gramm-Leach-Bliley Act (GLBA) with its correct regulatory definition or mandate.
- Financial Privacy RuleGoverns the collection and disclosure of nonpublic personal information and requires the distribution of opt-out notices.
- Safeguards RuleMandates the creation and implementation of a comprehensive written information security program to protect client data.
- Pretexting ProvisionsOutlaws the deceptive practice of attempting to obtain an individual's personal financial information under false pretenses.
- CustomerAn individual with an established, ongoing relationship with a financial institution who must receive annual privacy notices.
Cevap
Financial Privacy Rule matches governing collection/disclosure and opt-out notices; Safeguards Rule matches the written information security program; Pretexting Provisions match outlawing deceptive practices; Customer matches an ongoing relationship requiring annual notices.
The Gramm-Leach-Bliley Act (GLBA) is built upon three distinct pillars: the Financial Privacy Rule (which regulates the sharing and notification of nonpublic personal information), the Safeguards Rule (which enforces internal data security programs), and the Pretexting Provisions (which prevent social engineering and fraud). Furthermore, it clearly bifurcates individuals into 'consumers' (one-off transactions) and 'customers' (ongoing relationships with annual notice rights).
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Anahtar Kavram
GLBA Components and Consumer vs. Customer Distinctions