Soru

Zorluk: OrtaGramm-Leach-Bliley Act (GLBA) and Consumer Privacy

Match each insurance agency scenario regarding nonpublic personal information (NPI) with the correct Gramm-Leach-Bliley Act (GLBA) concept or classification.

  • An agency implements a written security program with encrypted servers to protect health questionnaires.Compliance with the Safeguards Rule
  • An individual requests a one-time auto insurance quote but decides not to purchase the policy.Classified as a Consumer
  • A policyholder maintains an active homeowners insurance policy with the same agency for three years.Classified as a Customer
  • An unauthorized caller pretends to be a policyholder's spouse to trick an agent into revealing bank details.Violation of Pretexting Provisions

Cevap

The encrypted servers match the Safeguards Rule. The one-time quote matches the Consumer classification. The ongoing policyholder matches the Customer classification. The deceptive caller matches the Pretexting Provisions.
Each scenario directly aligns with a specific GLBA mandate in practical application. The Safeguards Rule requires administrative and technical data protection plans. A consumer represents a one-time transaction, while a customer denotes an ongoing relationship. Pretexting covers the fraudulent acquisition of data.

Adım Adım Çözüm

1
Analyze the scenario regarding encrypted servers and written security programs.
This matches the Safeguards Rule.
The Safeguards Rule specifically requires physical, electronic, and procedural safeguards to protect nonpublic personal information.
2
Analyze the scenario involving the one-time quote.
This matches the Consumer classification.
A one-time interaction without establishing an ongoing relationship defines a consumer under the GLBA.
3
Analyze the scenario involving the ongoing policyholder.
This matches the Customer classification.
An ongoing relationship, such as maintaining an active insurance policy over years, defines a customer who is entitled to initial and annual privacy notices.
4
Analyze the scenario involving the deceptive caller.
This matches the Pretexting Provisions.
Pretexting involves obtaining personal information under false pretenses or fraud.

Anahtar Kavram

GLBA Regulatory Components and Definitions
Tahmini Süre:1m 30s
Bu soruyu puanla