Soru

Zorluk: OrtaCustomer Account Types and Ownership Structures

Match each customer account ownership structure on the left with its defining legal or operational documentation requirement on the right.

  • Corporate Brokerage AccountRequires a resolution passed by the board of directors and a corporate charter to verify trading authority.
  • Partnership AccountRequires a written agreement specifying which partners are authorized to execute transactions on behalf of the firm.
  • Discretionary AccountRequires prior written power of attorney from the customer and prompt written trading approval from a designated principal.
  • Custodial (UTMA) AccountOpened under a single minor beneficiary's Social Security number with an adult serving as fiduciary custodian.

Cevap

Corporate Brokerage Account matches the board resolution and charter requirement; Partnership Account matches the partnership agreement defining authorized partners; Discretionary Account matches the prior written trading power of attorney and principal approval rule; Custodial (UTMA) Account matches the structure opened under a single minor's Social Security number managed by an adult custodian.
Each ownership structure requires distinct legal authorization documentation: Corporate accounts mandate a corporate resolution and charter; Partnership accounts mandate a partnership agreement designating authorized traders; Discretionary accounts mandate prior written client authorization and principal endorsement; UTMA custodial accounts are irrevocably titled under the minor beneficiary's Social Security number managed by a custodian.

Adım Adım Çözüm

1
Analyze institutional account documentation rules.
Corporations require a board-certified resolution to designate authorized traders, whereas partnerships require a partnership agreement to authorize trading partners.
Broker-dealers must verify authorization and legal formation documents prior to executing trades for non-natural persons.
2
Analyze discretionary trading authorization rules.
Discretionary accounts require prior written client consent (power of attorney) and designated principal signature prior to execution.
FINRA regulations prohibit registered representatives from exercising trade discretion without explicit written authorization and supervisory approval.
3
Analyze UTMA custodial ownership rules.
UTMA custodial accounts are titled under one minor beneficiary's tax ID with one adult custodian.
Custodial accounts are irrevocable gifts established for a single minor beneficiary.

Anahtar Kavram

Operational and documentation requirements across account ownership structures (Corporate, Partnership, Discretionary, Custodial).
Tahmini Süre:1m 30s
Bu soruyu puanla