Examkin

Soru

Zorluk: KolayNon-Systematic and Credit Risks

An investor purchases senior debt securities issued by a national logistics corporation. If the corporation suffers severe financial distress and fails to make its scheduled interest payments to bondholders, which of the following risks has directly materialized?

  1. Credit riskCevap
  2. B
    Interest rate risk
  3. C
    Purchasing power risk
  4. D
    Market risk

Cevap

Credit risk
Credit risk (or default risk) is a non-systematic risk defined as the possibility that a bond issuer will default on its obligation to pay interest or repay principal when due.

Adım Adım Çözüm

1
Identify the event described in the scenario
The corporate issuer failed to meet its contractual obligation of making interest payments.
Recognizing the cause of financial loss is key to selecting the correct risk category.
2
Classify the specific risk type associated with issuer non-payment
Failure to pay interest or principal on debt securities represents credit (default) risk.
Credit risk specifically measures the likelihood of an issuer default.

Anahtar Kavram

Credit (Default) Risk
Tahmini Süre:45s
Bu soruyu puanla

Konular

Non-Systematic and Credit Risks

Bu konudan daha fazla soru