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Zorluk: OrtaSettlement Dates, Trade Confirmations, and Corporate Actions

On Tuesday, August 4, 2026, a retail investor purchases 100 shares of common stock through a broker-dealer. The firm executes the order on an exchange by matching the investor's buy order with another market participant and charges a transparent commission fee. Under SEC and FINRA rules governing trade confirmations and standard settlement, which of the following correctly describes the required disclosure of the firm's capacity and the settlement date for this transaction?

  1. The broker-dealer must disclose that it acted as an agent (broker), state the commission amount, and specify a regular-way settlement date of Wednesday, August 5, 2026.Cevap
  2. B
    The broker-dealer must disclose that it acted as an agent (broker), state the commission amount, and specify a regular-way settlement date of Thursday, August 6, 2026.
  3. C
    The broker-dealer must disclose that it acted as a principal (dealer), report the mark-up charged, and specify a regular-way settlement date of Wednesday, August 5, 2026.
  4. D
    The broker-dealer must disclose that it acted as a clearing depository, report the DTCC custody fee, and specify a regular-way settlement date of Thursday, August 6, 2026.

Cevap

The broker-dealer must disclose that it acted as an agent (broker), state the commission amount, and specify a regular-way settlement date of Wednesday, August 5, 2026.
The correct response accurately states that the broker-dealer acted in an agency capacity because it executed the trade on an exchange charging a commission. It also correctly applies the standard T+1 regular-way settlement rule, making the settlement date Wednesday, August 5, 2026 (one business day after Tuesday, August 4, 2026).

Adım Adım Çözüm

1
Determine the broker-dealer's capacity and compensation disclosure requirement
Since the firm matched customer orders on an exchange and charged a commission, it acted in an agency (broker) capacity. Trade confirmations must explicitly disclose agency capacity and the commission amount.
Broker-dealers acting as agents facilitate trades between buyers and sellers without taking inventory position and are compensated via commissions.
2
Calculate the regular-way trade settlement date under standard SEC/FINRA rules
With a trade date of Tuesday, August 4, 2026, T+1 regular-way settlement occurs on Wednesday, August 5, 2026.
Standard regular-way settlement for equity securities is T+1 (trade date plus one business day).

Anahtar Kavram

Trade Confirmation Disclosures & T+1 Regular-Way Settlement
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