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Zorluk: ZorNational Events, Acts, and Governance Initiatives

With reference to the 'PM Vishwakarma Scheme', a flagship national governance initiative launched by the Government of India, consider the following statements:

1. It is a Central Sector Scheme designed to provide end-to-end support to artisans and craftspeople engaged in traditional trades.
2. The Ministry of Rural Development serves as the central nodal ministry responsible for the scheme's execution and funding.
3. Eligible beneficiaries can access collateral-free enterprise development loans at a subsidized, concessional interest rate.

Which of the statements given above is/are correct?

  1. 1 and 3 onlyCevap
  2. B
    2 only
  3. C
    1 and 2 only
  4. D
    1, 2 and 3

Cevap

Statements 1 and 3 are correct.
Statements 1 and 3 are correct. PM Vishwakarma is fully funded by the Central Government as a Central Sector Scheme to preserve traditional skills and empower artisans working with hand tools across 18 designated trades. It provides beneficiaries with recognition (PM Vishwakarma Certificate and ID card), skill upgrading, toolkit incentives, and collateral-free enterprise development credit at a concessional interest rate of 5%. Statement 2 is incorrect because the Ministry of Micro, Small and Medium Enterprises (MSME) is the designated nodal ministry, working in joint implementation with the Ministry of Skill Development and Entrepreneurship and the Ministry of Finance.

Adım Adım Çözüm

1
Analyze Statement 1 regarding scheme type and target group
PM Vishwakarma is a 100% Central Sector Scheme providing holistic end-to-end support to traditional artisans and craftspeople (covering 18 traditional trades). Thus, Statement 1 is correct.
Establishing funding classification and target scope.
2
Analyze Statement 2 regarding the nodal ministry
The Ministry of Micro, Small and Medium Enterprises (MSME) is the nodal ministry for PM Vishwakarma, implemented jointly with the Ministry of Skill Development & Entrepreneurship and Department of Financial Services. The Ministry of Rural Development is not the nodal ministry. Thus, Statement 2 is incorrect.
Verifying institutional governance structure.
3
Analyze Statement 3 regarding financial benefits
The scheme offers collateral-free credit support up to ₹3 lakh (in two tranches of ₹1 lakh and ₹2 lakh) at a concessional interest rate of 5%. Thus, Statement 3 is correct.
Evaluating credit facility provisions.

Anahtar Kavram

PM Vishwakarma Scheme Nodal Ministry, Funding Structure, and Provisions
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