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Zorluk: ZorState Government Schemes and Welfare Policies

The Government of Rajasthan introduced the flagship 'Mukhyamantri Chiranjeevi Swasthya Bima Yojana' to achieve universal health coverage across the state. Which of the following statements regarding the provisions and eligibility criteria of this scheme are correct?

  1. It offers cashless health insurance cover up to ₹25 lakh per family per year for secondary and tertiary care treatments in empaneled public and private hospitals.Cevap
  2. B
    Enrollment is strictly restricted to families registered under the National Food Security Act (NFSA), completely excluding households outside the food security database.
  3. Small and marginal farmers, contractual workers, and families receiving ex-gratia COVID-19 relief are granted 100% state-subsidized free coverage.Cevap
  4. D
    The scheme is administered and implemented directly by the National Health Authority under the Union Ministry of Health and Family Welfare.

Cevap

The correct statements are the provision offering cashless health insurance cover up to ₹25 lakh per family per year, and the provision granting 100% state-subsidized free coverage to small/marginal farmers, contractual workers, and COVID-19 ex-gratia recipients.
The statements confirming the ₹25 lakh per family annual cashless insurance coverage and the 100% premium subsidy for small farmers, contractual workers, and NFSA beneficiaries accurately reflect the provisions of the Mukhyamantri Chiranjeevi Swasthya Bima Yojana of Rajasthan.

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1
Analyze the financial protection cap of the scheme
Under the Mukhyamantri Chiranjeevi Swasthya Bima Yojana, the state government expanded insurance coverage up to ₹25 lakh per family per year for secondary and tertiary healthcare.
Verifies the financial quantum provided under Rajasthan's flagship health insurance scheme.
2
Evaluate the eligibility scope and enrollment mechanisms for non-subsidized households
While NFSA families, small farmers, and contractual workers receive 100% free coverage, other state residents can voluntarily join by paying ₹850 annually.
Identifies that the scheme is not restricted exclusively to NFSA families, debunking the restrictive eligibility claim.
3
Verify the implementing agency and governance framework
The scheme is governed at the state level by the Department of Medical, Health and Family Welfare (Rajasthan State Health Assurance Agency), not by the central National Health Authority.
Distinguishes state welfare scheme administration from central governance frameworks.

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State Government Health Insurance Schemes and Universal Coverage Eligibility
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State Government Schemes and Welfare Policies

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