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Zorluk: ZorSocial Sector Initiatives, Welfare Schemes, and Social Security Architecture

Match the following flagship social security and welfare schemes of the Government of India with their respective nodal administrative features and target beneficiary frameworks:

  • Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM)Voluntary and contributory pension scheme providing a minimum assured pension of ₹3,000/month for unorganized sector workers (entry age 18–40 years) under the Ministry of Labour and Employment.
  • PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi)Central Sector micro-credit initiative facilitating collateral-free working capital loans to urban vendors administered by the Ministry of Housing and Urban Affairs.
  • Pradhan Mantri Vaya Vandana Yojana (PMVVY)Subsidized pension scheme exclusively for senior citizens aged 60 and above providing guaranteed payout operated through Life Insurance Corporation of India (LIC).
  • Stand Up India SchemeBank-credit facilitation initiative providing loans between ₹10 lakh and ₹1 crore for greenfield enterprises to SC, ST, and women entrepreneurs.

Cevap

Pradhan Mantri Shram Yogi Maan-dhan matches with the unorganized sector contributory pension scheme under the Ministry of Labour and Employment. PM SVANidhi matches with the micro-credit working capital scheme for urban street vendors under the Ministry of Housing and Urban Affairs. Pradhan Mantri Vaya Vandana Yojana matches with the guaranteed senior citizen pension scheme implemented through LIC. Stand Up India Scheme matches with the bank-credit initiative for SC/ST and women greenfield entrepreneurs.
Each scheme is accurately matched with its structural purpose and nodal administration: PM-SYM provides unorganized sector pensions via the Labour Ministry; PM SVANidhi delivers vendor micro-credit via MoHUA; PMVVY provides guaranteed senior citizen pensions via LIC; and Stand Up India offers greenfield bank credit for SC, ST, and women entrepreneurs.

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1
Analyze PM-SYM eligibility and ministry
PM-SYM targets unorganized sector workers earning \le ₹15,000 per month with an entry age of 18–40 years, offering a monthly pension of ₹3,000 after age 60 under the Ministry of Labour and Employment.
Identify the specific pension architecture designed for unorganized laborers.
2
Evaluate PM SVANidhi scope and administration
PM SVANidhi is a Central Sector micro-credit scheme launched by the Ministry of Housing and Urban Affairs (MoHUA) to provide collateral-free loans to street vendors.
Match urban informal enterprise credit schemes with their correct nodal ministry.
3
Examine PMVVY target demographic and implementation body
PMVVY is a senior citizen welfare scheme (age 60 and above) offering guaranteed annual/monthly payouts implemented exclusively through LIC.
Distinguish senior citizen social safety nets from general employment pension schemes.
4
Verify Stand Up India financial parameters and target groups
Stand Up India provides bank loans between ₹10 lakh and ₹1 crore to SC, ST, and women borrowers for setting up greenfield projects.
Correlate credit-linked empowerment schemes with targeted social demographics.

Anahtar Kavram

Social Security Architecture and Welfare Scheme Nodal Administration
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