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Zorluk: ZorStatement and Assumptions

Read the following administrative directive carefully and determine which of the given assumptions is/are implicit in the statement.

Statement: The Central Financial Regulator has issued a directive mandating all commercial banks to implement dual-factor biometric authentication for all digital transactions exceeding $10,000 in order to curtail the recent surge in sophisticated cyber frauds.

Assumptions:
I. The existing security protocols used by commercial banks are insufficient to adequately protect against the recent surge in cyber frauds targeting high-value transactions.
II. The majority of sophisticated cyber fraud incidents recently recorded by commercial banks involved digital transactions exceeding the $10,000 threshold.

Which of the following is correct?

  1. Only assumption I is implicitCevap
  2. B
    Only assumption II is implicit
  3. C
    Both assumptions I and II are implicit
  4. D
    Neither assumption I nor II is implicit

Cevap

Only the first assumption is implicit in the statement.
The correct option is the one stating that only the first assumption is implicit. When an authority mandates a new measure to combat a rising problem, it inherently assumes that current measures are lacking (Assumption I). However, applying a financial threshold (like $10,000) reflects a prioritization of high-impact risks to limit severe losses, which does not necessarily mean that the majority of all fraud incidents occur above that amount (Assumption II).

Adım Adım Çözüm

1
Analyze the core objective and the action taken in the given statement.
The action is mandating dual-factor biometric authentication for transactions over $10,000. The objective is to curtail a recent surge in sophisticated cyber frauds.
Identifying the cause-and-effect relationship in an administrative directive is necessary to determine what conditions must be true (implicit) for the directive to make sense.
2
Evaluate Assumption I against the established objective.
Assumption I is implicit. For a regulator to mandate a new, stricter security protocol to solve a specific problem, it must implicitly assume that the current protocols are inadequate to handle that problem.
If existing measures were sufficient, the new directive would be logically unnecessary.
3
Evaluate Assumption II against the established objective.
Assumption II is not implicit. A $10,000 threshold indicates a policy decision to prioritize high-value transactions, likely due to the severity of financial loss. It does not inherently mean that the highest volume (majority) of attacks occur above this amount.
Assuming a statistical fact (majority of incidents) from a risk-management threshold (amount limit) is a logical fallacy.

Anahtar Kavram

Identifying Implicit Premises vs. Direct Inferences
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Konular

Statement and Assumptions

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