Question

Difficulty: HardReceipts and Payments Account

The following financial records relate to Apex Professional Forum for the year ended 31st December 2025:

Transaction / ItemAmount (₦)
Cash balance at 1st January 202545,000
Bank overdraft at 1st January 202512,000
Subscriptions received (including ₦20,000 for 2024 and ₦15,000 for 2026)280,000
Life membership fees received60,000
Building fund donation received150,000
Proceeds from sale of old office equipment25,000
Rent paid (including ₦10,000 prepaid for 2026)90,000
Salaries paid140,000
Purchase of new office furniture80,000
General administrative expenses paid35,000

Additional Information:
- Depreciation on office equipment for the year was ₦18,000.
- Salaries accrued and unpaid at 31st December 2025 amounted to ₦15,000.
- Subscriptions in arrears at 31st December 2025 were ₦25,000.

What is the closing cash and bank balance to be presented in the Receipts and Payments Account as at 31st December 2025?

  1. ₦203,000Answer
  2. B
    ₦185,000
  3. C
    ₦193,000
  4. D
    ₦53,000

Answer

The closing cash and bank balance is ₦203,000.
The correct answer is calculated by taking the net opening balance (₦45,000 cash minus ₦12,000 overdraft = ₦33,000 debit), adding all cash receipts (₦280,000 subscriptions + ₦60,000 life membership + ₦150,000 building donation + ₦25,000 equipment sale = ₦515,000), and deducting all cash payments (₦90,000 rent + ₦140,000 salaries + ₦80,000 furniture + ₦35,000 general expenses = ₦345,000), giving a final balance of ₦203,000. Non-cash expenses like depreciation (₦18,000) and accrual adjustments are strictly excluded.

Step-by-Step Solution

1
Calculate the net opening cash balance.
Net opening balance = ₦45,000 (Cash balance) - ₦12,000 (Bank overdraft) = ₦33,000 (Debit).
Bank overdraft represents a credit balance that reduces the total initial cash position.
2
Sum all total actual cash receipts during the year.
Total Receipts = ₦280,000 (Subscriptions) + ₦60,000 (Life membership) + ₦150,000 (Building fund donation) + ₦25,000 (Proceeds from sale of equipment) = ₦515,000.
The Receipts and Payments Account records all cash received during the period, including capital receipts and advance/arrears payments, while ignoring non-cash accrued income.
3
Sum all total actual cash payments made during the year.
Total Payments = ₦90,000 (Rent paid) + ₦140,000 (Salaries paid) + ₦80,000 (Furniture purchased) + ₦35,000 (General expenses paid) = ₦345,000.
The account records total cash disbursed for both capital expenditure and revenue expenses without adjusting for prepayments, accruals, or depreciation.
4
Compute the closing cash and bank balance.
Closing Balance = Net Opening Balance (₦33,000) + Total Receipts (₦515,000) - Total Payments (₦345,000) = ₦203,000.
The Receipts and Payments Account functions as a summarized cash book, where Closing Balance = Total Debit (Opening Balance + Receipts) - Total Credit (Payments).

Key Concept

Scope and preparation of the Receipts and Payments Account in non-profit organizations
Estimated Time:2m 0s
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