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Difficulty: EasySocial Sector Initiatives, Welfare Schemes, and Social Security Architecture

Match the social welfare schemes listed in List-I with their primary objectives listed in List-II.

  • Pradhan Mantri Jan Dhan Yojana (PMJDY)Universal financial inclusion through zero-balance banking access
  • Ayushman Bharat - PMJAYHealth cover up to ₹5 lakh per family per year for secondary and tertiary hospitalization
  • Pradhan Mantri Matru Vandana Yojana (PMMVY)Financial support and maternity benefits for pregnant and lactating mothers
  • PM SVANidhiAffordable collateral-free micro-credit loans for urban street vendors

Answer

Pradhan Mantri Jan Dhan Yojana matches with Universal financial inclusion through zero-balance banking access; Ayushman Bharat PM-JAY matches with Health cover up to ₹5 lakh per family per year for secondary and tertiary hospitalization; Pradhan Mantri Matru Vandana Yojana matches with Financial support and maternity benefits for pregnant and lactating mothers; and PM SVANidhi matches with Affordable collateral-free micro-credit loans for urban street vendors.
Each scheme is accurately mapped to its core mandate: Pradhan Mantri Jan Dhan Yojana serves financial inclusion; Ayushman Bharat PM-JAY provides hospital health cover; Pradhan Mantri Matru Vandana Yojana delivers maternity cash benefits; and PM SVANidhi supplies micro-loans for street vendors.

Step-by-Step Solution

1
Identify the primary objective of Pradhan Mantri Jan Dhan Yojana (PMJDY).
PMJDY matches with financial inclusion and basic banking access.
PMJDY focuses on expanding formal financial services to unbanked households across the nation.
2
Identify the primary objective of Ayushman Bharat - PMJAY.
Ayushman Bharat PM-JAY matches with health cover up to ₹5 lakh per family per year.
PM-JAY targets vulnerable families to protect them against catastrophic healthcare expenditure.
3
Identify the primary objective of Pradhan Mantri Matru Vandana Yojana (PMMVY).
PMMVY matches with maternity financial assistance for pregnant and lactating mothers.
PMMVY delivers cash incentives directly to pregnant women to support health and nutritional needs.
4
Identify the primary objective of PM SVANidhi.
PM SVANidhi matches with micro-credit working capital loans for urban street vendors.
PM SVANidhi facilitates access to small loans without collateral for informal urban street vendors.

Key Concept

Core focus areas and target objectives of major Indian social security and welfare schemes
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Topics

Social Sector Initiatives, Welfare Schemes, and Social Security Architecture