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Difficulty: Very hardSocial Sector Initiatives, Welfare Schemes, and Social Security Architecture

Match the flagship Indian social security schemes listed in List-I with their corresponding beneficiary eligibility criteria and primary benefit structures in List-II:

  • Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM)Unorganized workers aged 18–40 years earning monthly income up to ₹15,000, assuring an assured minimum pension of ₹3,000/month after attaining 60 years of age.
  • Pradhan Mantri Kisan Maan-dhan Yojana (PM-KMY)Small and marginal landholding farmers aged 18–40 years possessing up to 2 hectares of cultivable land, assuring a minimum pension of ₹3,000/month after attaining 60 years of age.
  • Atal Pension Yojana (APY)Unorganized sector citizens aged 18–40 years (excluding income taxpayers), offering subscriber-selected fixed monthly pension slabs between ₹1,000 and ₹5,000 post 60 years of age.
  • Pradhan Mantri Matru Vandana Yojana (PMMVY)Pregnant women and lactating mothers receiving direct conditional cash transfers for wage compensation and maternal nutrition during first child birth.

Answer

Pradhan Mantri Shram Yogi Maan-dhan matches with unorganized workers earning ≤ ₹15,000/month (18–40 age group) receiving ₹3,000/month pension; Pradhan Mantri Kisan Maan-dhan Yojana matches with small and marginal farmers with ≤ 2 hectares land receiving ₹3,000/month pension; Atal Pension Yojana matches with unorganized citizens (18–40 age group) receiving chosen fixed pension slabs of ₹1,000–₹5,000/month; Pradhan Mantri Matru Vandana Yojana matches with conditional maternity cash benefits for pregnant women and lactating mothers.
Each scheme is mapped correctly to its specific statutory criteria and target population. Pradhan Mantri Shram Yogi Maan-dhan focuses on unorganized workers with a wage ceiling of ₹15,000/month. Pradhan Mantri Kisan Maan-dhan Yojana restricts participation to small and marginal farmers owning up to 2 hectares of land. Atal Pension Yojana provides flexible pension options (₹1,000 to ₹5,000/month) for unorganized citizens, while Pradhan Mantri Matru Vandana Yojana focuses on maternity financial compensation.

Step-by-Step Solution

1
Analyze PM-SYM eligibility parameters
Identify that PM-SYM is meant for unorganized workers with monthly income not exceeding ₹15,000 and entry age of 18–40 years, matching the corresponding profile in List-II.
PM-SYM focuses on low-income unorganized workers across informal sectors.
2
Analyze PM-KMY landholding constraint
Identify that PM-KMY incorporates an explicit land-size restriction (small and marginal farmers holding cultivable land up to 2 hectares).
PM-KMY aligns pension security directly with land ownership metrics established under PM-KISAN.
3
Differentiate APY pension structure from PM-SYM and PM-KMY
Recognize that APY offers variable pension slabs (₹1,000 to ₹5,000 per month) chosen by the subscriber, whereas PM-SYM and PM-KMY provide a fixed ₹3,000 monthly pension.
APY allows pension choice depending on the contribution amount selected during joining.
4
Identify PMMVY scheme domain
Associate PMMVY with maternity cash incentives rather than old-age voluntary pension mechanisms.
PMMVY under the Ministry of Women and Child Development operates as a welfare cash transfer for maternal health rather than a post-60 pension architecture.

Key Concept

Eligibility thresholds, target demographic definitions, and financial benefit structures of Indian social security architecture.
Estimated Time:2m 0s
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Topics

Social Sector Initiatives, Welfare Schemes, and Social Security Architecture