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Question

Difficulty: EasySocial Sector Initiatives, Welfare Schemes, and Social Security Architecture

Under the Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), what is the maximum financial health coverage provided per eligible family per year for secondary and tertiary care hospitalization?

  1. ₹5 lakhAnswer
  2. B
    ₹2 lakh
  3. C
    ₹1 lakh
  4. D
    ₹10 lakh

Answer

₹5 lakh per family per year
The correct answer specifies ₹5 lakh, which is the exact cashless cover provided per eligible family per annum for secondary and tertiary healthcare under Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY).

Step-by-Step Solution

1
Identify the core financial entitlement under Ayushman Bharat - PM-JAY.
AB-PMJAY is designed to cover secondary and tertiary care hospitalization across empaneled public and private hospitals.
The government established a defined benefit cover amount to protect vulnerable families from catastrophic health expenditures.
2
Recall the exact statutory coverage ceiling per family unit.
The scheme provides a cashless and paperless benefit cover of ₹5 lakh per family per year.
The sum assured is floater-based across family members without restrictions on family size or age.

Key Concept

Financial entitlement ceiling under Ayushman Bharat - PM-JAY
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Topics

Social Sector Initiatives, Welfare Schemes, and Social Security Architecture