Tüm alıştırma soruları

13931 soru

Soru 11361Soru

An investor makes a fresh cash deposit of N500,000\text{N}500,000 into a commercial bank. The Central Bank enforces a Cash Reserve Ratio (CRR) of 12.5%12.5\% and a mandatory Liquidity Ratio of 7.5%7.5\%. Assuming commercial banks hold no excess reserves and the public holds no cash leakages, what is the net total of derivative deposits created by the banking system?

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Cevap: N2,000,000\text{N}2,000,000

Cevap

The net total of derivative deposits created by the commercial banking system is N2,000,000\text{N}2,000,000.
Combining the cash reserve ratio (12.5%12.5\%) and liquidity ratio (7.5%7.5\%) gives an effective statutory reserve requirement of 20%20\% (0.200.20). The credit multiplier is 10.20=5\frac{1}{0.20} = 5. Total deposit expansion equals 5×N500,000=N2,500,0005 \times \text{N}500,000 = \text{N}2,500,000. Subtracting the original primary deposit of N500,000\text{N}500,000 yields net derivative credit created of N2,000,000\text{N}2,000,000.

Adım Adım Çözüm

1
Calculate total legal reserve requirement ratio
Total Reserve Ratio (r)=CRR+Liquidity Ratio=12.5%+7.5%=20%=0.20(r) = \text{CRR} + \text{Liquidity Ratio} = 12.5\% + 7.5\% = 20\% = 0.20
Commercial banks must satisfy both statutory reserve mandates before granting loans.
2
Calculate total deposit expansion
Total Expansion = Initial Depositr=N500,0000.20=N2,500,000\frac{\text{Initial Deposit}}{r} = \frac{\text{N}500,000}{0.20} = \text{N}2,500,000
Applying the bank credit multiplier formula 1r\frac{1}{r} yields maximum gross deposits.
3
Calculate net derivative deposits created
Derivative Deposits = Total Expansion - Initial Deposit = \text{N}2,500,000 - \text{N}500,000 = \text{N}2,000,000
Derivative deposits consist of newly created credit secondary to the initial primary cash injection.

Anahtar Kavram

Credit Creation and Total Reserve Multipliers
Tahmini Süre:2m 0s
Soru 11362Soru

During an intense scene in a play, a character turns briefly to utter a secret remark directly to the audience while other characters remain on stage, seemingly unable to hear what is said. Which dramatic convention is demonstrated in this instance?

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Cevap: Aside

Cevap

Aside
The correct response is Aside because it specifically defines a theatrical device where a character speaks directly to the audience short lines that are unheard by the other characters on stage.

Adım Adım Çözüm

1
Analyze the context given in the question stem
The scene features a brief comment made to the audience in the presence of other characters who cannot hear it.
Identifying stage presence and audience direction is essential to distinguishing dramatic speech forms.
2
Differentiate between dramatic speech forms
A soliloquy requires the character to be alone on stage, while an aside occurs when other characters are present but oblivious to the remark.
Presence of other characters distinguishes an aside from a soliloquy.

Anahtar Kavram

Dramatic Conventions and Speech Forms
Tahmini Süre:1m 0s
Soru 11363Soru

Arrange the following operational steps involved in completing a payment via Nigeria Quick Response (NQR) merchant scanning code in the correct sequential order from start to finish.

Öğeleri doğru sıraya koymak için sürükleyin

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Cevap

The correct operational sequence is: Scanning the QR code -> Decoding merchant details and inputting amount -> Entering transaction PIN -> Routing via interbank switch -> Instant crediting and notification.
The workflow begins with scanning the merchant code, decoding information to input the amount, authenticating with a security PIN, interbank switch routing, and concluding with instant account credit and confirmation alerts.

Adım Adım Çözüm

1
Scan merchant QR code
Establishes connection between customer app and merchant payment profile.
The customer must first capture the merchant's encoded banking identifiers.
2
Input transaction value
Sets the monetary amount to be transferred.
Merchant details must be parsed before specifying the exact purchase value.
3
Authenticate payment with PIN
Authorizes the originating bank to debit customer funds.
Security protocol requires user authorization before fund movement.
4
Interbank switch routing
Directs funds from the customer's bank to the merchant's acquiring bank.
The central switch network validates and routes interbank transfer requests.
5
Settlement and notification
Merchant account is credited and both parties receive transaction alerts.
Final stage of instant payment systems provides immediate confirmation.

Anahtar Kavram

NQR Payment Processing Workflow
Tahmini Süre:1m 30s
Soru 11364Soru

Match each narrative scenario in prose on the left with its corresponding central thematic interpretation on the right.

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Öğeler

A protagonist secretly preserving forbidden ancestral oral narratives despite state-enforced cultural assimilation.
A long-serving bureaucrat continuing to report daily to a defunct ministry long after official operations have ceased.
A young migrant returning to his village with vast riches acquired through corrupt urban syndicate dealings.
An agency-bound writer burning her own manuscripts to safeguard her family from oppressive political surveillance.

Eşleşmeler

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Cevap

The correct matching pairs connect each prose scenario to its underlying theme: preserving forbidden narratives matches cultural resilience; continuing work at a defunct ministry matches institutional dependence; returning with wealth from corrupt dealings matches moral erosion from material ambition; and destroying manuscripts under surveillance matches the conflict between creative integrity and survival.
Each prose scenario represents a specific thematic motif. Preserving forbidden cultural narratives reflects cultural resilience against assimilation. Continuing routine duties in a defunct bureaucracy illustrates psychological paralysis caused by institutional dependence. Accumulating wealth through corrupt means demonstrates moral erosion driven by material ambition. Finally, destroying private writing under surveillance underscores the agonizing compromise between artistic expression and physical survival.

Adım Adım Çözüm

1
Analyze the first scenario involving the secret preservation of ancestral oral narratives.
Recognize that safeguarding suppressed cultural heritage against enforced assimilation directly exemplifies cultural resilience and resistance to erasure.
The core of the narrative action centers on protecting identity from external cultural dominance.
2
Examine the second scenario involving a bureaucrat clinging to a defunct ministry position.
Connect this habit to institutional dependency and psychological paralysis.
The character's inability to leave an obsolete role reflects how administrative systems condition individuals to lose self-determination.
3
Evaluate the third scenario where a migrant returns with wealth from corrupt dealings.
Relate this trajectory to the moral corrosion associated with material ambition.
The contrast between economic enrichment and compromised moral integrity illustrates the corrupting power of wealth seeking.
4
Assess the fourth scenario of destroying personal writing under totalitarian pressure.
Match this destructive act to the tension between creative self-expression and physical survival.
Burning one's own manuscripts represents a painful compromise forced by repressive state surveillance.

Anahtar Kavram

Thematic Interpretation of Narrative Scenarios in Prose
Soru 11365Soru

In modern commercial operations, Information and Communication Technology (ICT) tools perform specific roles to improve operational efficiency and transaction speed. Match each ICT tool listed on the left with its primary business application on the right.

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Öğeler

Electronic Data Interchange (EDI)
Electronic Funds Transfer (EFT)
Point of Sale (POS) System
Enterprise Resource Planning (ERP)

Eşleşmeler

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Cevap

Electronic Data Interchange (EDI) matches with automated paperless document transmission; Electronic Funds Transfer (EFT) matches with direct digital money transfers; Point of Sale (POS) System matches with computerized sales counter checkout and inventory adjustment; Enterprise Resource Planning (ERP) matches with integrated cross-departmental software synchronization.
Each ICT application fulfils a specific function within commercial trade: EDI standardizes inter-company document exchange, EFT handles digital payments, POS automates retail sales counter checkouts alongside inventory updates, and ERP unites internal business workflows across departments into a central database system.

Adım Adım Çözüm

1
Analyze the function of Electronic Data Interchange (EDI)
EDI automates commercial paper exchange by transmitting standardized purchase orders and invoices electronically between trading businesses.
EDI targets business-to-business document standardization.
2
Analyze the function of Electronic Funds Transfer (EFT)
EFT facilitates electronic movement of cash balances between bank accounts across financial networks.
EFT deals directly with monetary transactions and financial settlements.
3
Analyze the function of Point of Sale (POS) Systems
POS terminals process customer card transactions at physical retail counters while instantly deducting sold items from stock records.
POS directly connects store checkout operations with inventory tracking.
4
Analyze the function of Enterprise Resource Planning (ERP)
ERP integrates internal organizational workflow and databases spanning finance, HR, warehouse, and sales operations.
ERP is enterprise-wide holistic management software.

Anahtar Kavram

Classification and Functions of ICT Tools in Commercial Operations
Soru 11366Soru

During the registration of a private limited company, the legal founders draft specific provisions detailing the rules for share transfer restrictions, the procedure for share forfeiture, and the rights and duties of the board of directors. In which statutory document must these operational rules be embodied, and what is its fundamental purpose?

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Cevap: Articles of Association, which serve as the internal regulation framework governing the management and administration of the company.

Cevap

Articles of Association, which serve as the internal regulation framework governing the management and administration of the company.
The Articles of Association govern the internal administration of a limited company, establishing procedures for share management (including transfer restrictions inherent to private limited companies), rights of shareholders, and executive powers of directors.

Adım Adım Çözüm

1
Identify the nature of the rules described in the stem.
Rules regarding share transfer restrictions, share forfeiture, and directors' duties are internal administrative rules.
Formation documents are split into internal operational rules and external structural contracts.
2
Differentiate between statutory incorporation documents.
Internal regulations belong to the Articles of Association, whereas external relations and structural scope belong to the Memorandum of Association.
Under company law (such as CAMA), the Articles act as the internal contract between shareholders and the company.

Anahtar Kavram

Distinction between Memorandum of Association and Articles of Association
Soru 11367Soru

A business owner acquired industrial baking machinery under an agreement requiring an initial deposit of 1,000,000₦1,000,000 and twelve equal monthly installments of 300,000₦300,000. After successfully paying eight installments, the buyer defaulted on the remaining payments. If this transaction is legally classified as a deferred payment scheme rather than a hire purchase contract, which of the following statements correctly describes the vendor's legal rights regarding the machinery and the outstanding balance?

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Cevap: The vendor cannot repossess the machinery because title passed immediately to the buyer upon delivery, but the vendor can sue the buyer in court to recover the unpaid debt of 1,200,000₦1,200,000.

Cevap

The vendor cannot repossess the machinery because title passed immediately to the buyer upon delivery, but the vendor can sue the buyer in court to recover the unpaid debt of 1,200,000₦1,200,000.
In a deferred payment agreement, title passes to the buyer at the time of sale/delivery. Consequently, if the buyer defaults, the seller cannot repossess the goods and can only enforce payment of the outstanding debt (4 installments×300,000=1,200,0004 \text{ installments} \times ₦300,000 = ₦1,200,000) through court action.

Adım Adım Çözüm

1
Identify the key legal distinction regarding ownership transfer in a deferred payment scheme compared to a hire purchase scheme.
Under a deferred payment (credit sale) scheme, legal title and ownership transfer to the buyer immediately upon contract signature/delivery. Under hire purchase, ownership remains with the seller until the final installment is paid.
Determines whether the vendor retains a right of repossession or merely holds a right of debt recovery.
2
Determine the vendor's legal remedy upon buyer default under deferred payment.
Because the buyer is the legal owner of the machinery, the vendor cannot legally repossess the property. The vendor's sole remedy is to sue the buyer for the unpaid debt.
Repossession of another person's property constitutes conversion/unlawful seizure.
3
Calculate the outstanding financial liability.
Total installments = 1212. Installments paid = 88. Unpaid installments = 128=412 - 8 = 4. Unpaid balance = 4×300,000=1,200,0004 \times ₦300,000 = ₦1,200,000.
Quantifies the exact debt the seller can claim in court.

Anahtar Kavram

Transfer of ownership and legal remedies in Deferred Payment versus Hire Purchase schemes
Tahmini Süre:2m 0s
Soru 11368Soru

TAMUNO: You speak of peace while sharpening the blade?
ENIOLA: The hunter cleans his iron, not for blood, but rust.
TAMUNO: Yet blood is what the polished edge demands.
ENIOLA: Only when beasts invade the quiet fold.
TAMUNO: And who defines the beast within these walls?

In the excerpt above, the rapid, alternating line-for-line dialogue between Tamuno and Eniola demonstrates which dramatic device?

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Cevap: Stichomythia

Cevap

Stichomythia
The passage showcases a sharp, back-and-forth verbal confrontation where Tamuno and Eniola speak in single alternating lines. In dramatic literature, this style of rapid line-for-line dialogue used to heighten tension or debate is called stichomythia.

Adım Adım Çözüm

1
Analyze the structural rhythm and line distribution of the dialogue.
The two characters exchange sharp, single-line responses back and forth in rapid sequence.
Identifying the structural pattern of the dialogue is necessary to categorize the dramatic convention.
2
Match the identified dialogue structure with standard literary terminology.
Rapid, single-line alternating verse dialogue used to heighten dramatic tension or argument is defined as stichomythia.
This specific technique of verbal fencing is a recognized dramatic device.

Anahtar Kavram

Stichomythia in Unseen Drama Analysis
Soru 11369Soru

A mining enterprise operating in Jos needs to regularly transport 8,000 metric tons of heavy, bulky raw iron ore over a distance of 700 kilometres to a steel rolling mill in Ajaokuta. Which mode of transport is most economically suitable for this operation?

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Cevap: Rail transport, because it offers the lowest cost per ton-kilometre for heavy and bulky goods over long inland distances.

Cevap

Rail transport, because it offers the lowest cost per ton-kilometre for heavy and bulky goods over long inland distances.
Rail transport is ideal for moving low-value, heavy, and bulky raw materials (such as iron ore, coal, and cement) over long inland distances because of its high carrying capacity per journey and low unit transport cost per ton-kilometre.

Adım Adım Çözüm

1
Analyze the cargo characteristics and route requirements.
The cargo is raw iron ore, which is heavy, bulky, low-value per unit weight, and moving over a long distance (700 km).
Selecting an appropriate transport mode depends on cargo weight, volume, urgency, value, and distance.
2
Compare transport mode capabilities against cargo requirements.
Rail transport handles massive freight volumes in single trainloads at the lowest operational cost per ton-kilometre over long land distances.
Road transport suffers from low carrying capacity per vehicle and higher unit costs for long-haul bulk, while air freight is cost-prohibitive for raw mineral ores.
3
Select the correct option based on economic suitablity.
Rail transport is the most economically suitable mode.
It fulfills the requirement of transporting heavy, bulky commodities efficiently over long overland distances.

Anahtar Kavram

Suitability of Rail Transport for Heavy and Bulky Bulk Cargo
Tahmini Süre:1m 0s
Soru 11370Soru

Match each fundamental insurance principle on the left with its corresponding legal definition or practical application on the right.

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Öğeler

Uberrimae Fidei
Principle of Subrogation
Principle of Proximate Cause
Principle of Contribution

Eşleşmeler

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Cevap

Uberrimae Fidei matches with requiring full disclosure of all material facts; Subrogation matches with allowing the insurer to take over legal rights against a third party after indemnification; Proximate Cause matches with identifying the direct, dominant cause of loss; and Contribution matches with sharing indemnification proportionally among multiple insurers.
Each principle correctly pairs with its legal doctrine: Uberrimae Fidei enforces complete disclosure of material facts; Subrogation permits the insurer to step into the policyholder's shoes to pursue third-party liability after indemnity; Proximate Cause isolates the immediate, dominant peril that led to loss; and Contribution allocates the loss payout rateably among co-insurers covering the same subject matter.

Adım Adım Çözüm

1
Identify the definition of Uberrimae Fidei
Uberrimae Fidei translates to 'Utmost Good Faith', which requires complete and truthful disclosure of all material facts during contract formation.
Ensures the insurer accurately assesses the risk.
2
Identify the definition of Subrogation
Subrogation transfers the right to sue a liable third party from the insured to the insurer after full settlement of the loss.
Prevents the insured from making a double financial recovery from both insurer and third party.
3
Identify the definition of Proximate Cause
Proximate Cause (Causa Proxima) identifies the direct, unbroken cause of a loss to verify coverage.
Insurers only pay for losses directly caused by risks explicitly covered in the policy.
4
Identify the definition of Contribution
Contribution applies when a property is insured under multiple policies for the same risk, distributing the payout rateably among insurers.
Upholds indemnity so the insured does not profit by collecting full payouts from multiple policies.

Anahtar Kavram

Core Principles of Insurance Law
Soru 11371Soru

Complete the description of the structural composition of a traditional villanelle by providing the correct stanzaic terms in the blanks below.

Aşağıdaki boşlukları doldurun

The fixed poetic form known as the villanelle comprises nineteen lines divided into five and a concluding .
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Cevap

The first blank is filled by 'tercets' (or 'tercet') and the second blank is filled by 'quatrain'.
A traditional villanelle is a 19-line fixed poetic form composed of five three-line stanzas (tercets) followed by a final four-line stanza (quatrain), utilizing two repeating refrains throughout.

Adım Adım Çözüm

1
Analyze the line distribution of a traditional villanelle.
A villanelle has 19 total lines divided into two distinct stanza types.
Understanding the structural line division is required to identify the specific stanza names.
2
Identify the standard literary terms for three-line stanzas and four-line stanzas.
A three-line stanza is a tercet (5 × 3 = 15 lines), and a four-line stanza is a quatrain (15 + 4 = 19 lines).
These terms precisely complete the structural definition of the villanelle form.

Anahtar Kavram

Villanelle Stanzaic Structure
Soru 11372Soru

Which of the following revenue sources of the government is classified as a direct tax?

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Cevap: Personal income tax

Cevap

Personal income tax
Personal income tax is assessed directly on wages, salaries, and personal earnings, making it a primary form of direct tax revenue for the government.

Adım Adım Çözüm

1
Define direct taxation in public sector accounting.
Direct taxes are compulsory transfers imposed directly on the income, profits, or property of individuals and corporate entities.
To distinguish direct taxes from indirect taxes and non-tax revenue sources.
2
Classify the given options based on government revenue categories.
Personal income tax is assessed directly on individual income. Customs duties are indirect taxes, while mining royalties and court fees are non-tax revenues.
To identify the specific item representing direct tax revenue.

Anahtar Kavram

Direct Tax Revenue Classification
Tahmini Süre:45s
Soru 11373Soru

Read the statement below regarding literary subgenres and fill in the blank with the correct technical term.

Aşağıdaki boşlukları doldurun

A narrative prose work that focuses on the psychological, moral, and social maturation of a central character from early youth into adulthood is known as a .
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Cevap

The literary term that completes the sentence is Bildungsroman (or coming-of-age novel).
A Bildungsroman is a literary genre of novel that focuses on the psychological, moral, and intellectual growth of the protagonist from childhood/youth to maturity.

Adım Adım Çözüm

1
Analyze the structural focus described in the prompt.
The prompt describes a novel following the internal development, moral growth, and transition from youth to adulthood of a protagonist.
Identifying the thematic arc of personal maturation points to a specific genre classification.
2
Map these characteristics to the formal literary genre term.
The term 'Bildungsroman' (derived from German meaning 'novel of formation' or 'novel of education') specifically describes this genre.
Literary analysis categorizes novels detailing a protagonist's formative psychological journey under the Bildungsroman classification.

Anahtar Kavram

Literary Genres and Forms: The Bildungsroman
Soru 11374Soru

Match each factor affecting the growth of commerce on the left with the specific commercial barrier it helps to eliminate on the right.

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Öğeler

Transport
Banking
Communication
Warehousing

Eşleşmeler

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Cevap

Transport pairs with eliminating the barrier of distance; Banking pairs with eliminating the barrier of finance; Communication pairs with eliminating the barrier of information; Warehousing pairs with eliminating the barrier of time.
Each factor corresponds to a distinct auxiliary service that removes a fundamental hindrance to commercial growth: transport overcomes geographical distance, banking provides necessary capital, communication removes information delays, and warehousing spans the gap between production time and consumption time.

Adım Adım Çözüm

1
Identify the primary role of Transport in commercial development.
Transport moves raw materials and finished goods, bridging geographical separation (distance).
Producers and consumers are rarely in the same place.
2
Identify the primary role of Banking in commercial expansion.
Banking supplies capital, credit facilities, and secure financial transfer systems (finance).
Trade requires capital for settlement and funding operations.
3
Identify the primary role of Communication in market expansion.
Communication delivers vital news, prices, and orders quickly (information).
Traders require up-to-date market details to make informed transactions.
4
Identify the primary role of Warehousing in maintaining market supply.
Warehousing keeps goods safe until demand arises, balancing supply across seasons (time).
Production often precedes demand chronologically.

Anahtar Kavram

Auxiliaries to Trade and Removal of Commercial Barriers
Soru 11375Soru

Match each mode of agency creation under commercial law with its corresponding legal definition.

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Öğeler

Express Agency
Agency by Ratification
Agency by Necessity
Agency by Estoppel

Eşleşmeler

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Cevap

The correct matches pair Express Agency with explicit agreement, Agency by Ratification with subsequent approval of unauthorized acts, Agency by Necessity with emergency protection of property, and Agency by Estoppel with representation based on principal conduct.
Each mode of creating agency has a distinct legal origin under commercial law: Express agency is formed through clear spoken or written words; Agency by Ratification retroactively validates unauthorized acts; Agency by Necessity protects property during emergencies when the principal cannot be contacted; and Agency by Estoppel prevents a principal from denying an agency relationship established through their own past conduct.

Adım Adım Çözüm

1
Identify the direct creation method
Express Agency matches the definition involving explicit oral or written agreements.
Express agency relies on direct manifestation of consent from the principal to the agent.
2
Identify the retroactive creation method
Agency by Ratification matches the definition involving subsequent approval of an unauthorized act.
Ratification validates an act performed before authority was legally conferred.
3
Identify emergency creation grounds
Agency by Necessity matches the definition involving emergency protection of property.
Necessity requires urgent action, commercial necessity, and inability to communicate with the owner.
4
Identify conduct-based creation
Agency by Estoppel matches the definition involving representation by principal conduct.
Estoppel prevents a principal from denying agency after leading third parties to rely on the agent's apparent authority.

Anahtar Kavram

Modes of Creation of Agency
Tahmini Süre:1m 0s
Soru 11376Soru

An agricultural cooperative society collects cocoa beans from smallholder farmers and stores them in a facility accessible to independent traders who rent space to hold produce until market demand increases. Which type of warehouse is being utilized?

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Cevap: Public warehouse

Cevap

A public warehouse
A public warehouse provides storage services to any member of the public, merchant, or agricultural producer who pays a rental fee. This facility allows independent traders to store goods and stabilize prices without needing the capital to build their own storage.

Adım Adım Çözüm

1
Analyze the operational features presented in the scenario
The storage facility is accessible to independent traders and farmers who rent storage space on a commercial basis for price stabilization.
Identifying the ownership structure and accessibility helps classify the warehouse type.
2
Differentiate between warehouse classifications based on access and purpose
Facilities open to the general commercial public upon payment of rental fees are defined as public warehouses.
Public warehouses provide flexible, paid storage space to multiple independent traders who do not own dedicated facilities.

Anahtar Kavram

Types and functions of warehouses in commercial trade
Soru 11377Soru

Match each of the following literary excerpts with the primary sound device or acoustic phenomenon it demonstrates.

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Öğeler

"The silken, sad, uncertain rustling of each purple curtain"
"The tide rises, the tide falls, / The twilight darkens, the curlew calls"
"Dry clash'd his harness in the icy caves / And barren chasms, and all to left and right"
"Soft is the strain when Zephyr gently blows, / And the smooth stream in smoother numbers flows"

Eşleşmeler

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Cevap

The excerpt 'The silken, sad, uncertain rustling...' corresponds to Sibilance; 'The tide rises, the tide falls...' corresponds to Assonance; 'Dry clash'd his harness...' corresponds to Cacophony; and 'Soft is the strain when Zephyr gently blows...' corresponds to Euphony.
Each excerpt exemplifies a specific auditory quality: the repeated 's' sounds form sibilance; the recurring internal long vowel sounds form assonance; the jarring, hard consonant combinations produce cacophony; and the agreeable, smooth phonetic rhythm produces euphony.

Adım Adım Çözüm

1
Examine the phonetic structures and acoustic patterns present in each poetic excerpt.
The first excerpt emphasizes 's' and 'sh' sounds; the second repeats the internal long 'i' vowel; the third relies on harsh, hard consonants like 'k' and 'ch'; the fourth uses smooth, flowing, and melodious phrasing.
Determining acoustic devices requires analyzing the dominant sound repetition patterns (vowels vs. consonants, soft vs. harsh).
2
Pair each excerpt with the corresponding sound device term based on literary definitions.
'Silken, sad, uncertain' pairs with Sibilance; 'tide, rises, twilight' pairs with Assonance; 'clash'd, harness, caves' pairs with Cacophony; 'smooth stream in smoother numbers' pairs with Euphony.
Directly mapping acoustic attributes to their technical literary terms establishes the correct matching relationships.

Anahtar Kavram

Sound Devices and Auditory Effects in Poetry
Soru 11378Soru

Read the prose passage below:

"You step off the dusty wooden bus onto the sun-baked clay of the terminal, your carpet bag heavy in your left hand. The noise of the market surges toward you like a breaking wave, but you force your feet forward, knowing that turning back is no longer an option."

Which narrative point of view is employed in the passage above?

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Cevap: Second-person narrative perspective

Cevap

Second-person narrative perspective
The correct answer is the option indicating a second-person narrative perspective, because the passage consistently uses second-person pronouns ('you', 'your') to address the main character and structure the narrative.

Adım Adım Çözüm

1
Examine the narrative pronouns used throughout the passage.
The passage consistently employs second-person pronouns ('You step off', 'your carpet bag', 'your feet').
Narrative point of view is primarily identified through the specific grammatical pronouns the narrator uses to frame the story.
2
Analyze how the narrator positions the reader or protagonist in relation to the action.
The narrator speaks directly to the protagonist using 'you', immersing the audience directly into the character's immediate actions and feelings.
Direct address using 'you' creates a second-person perspective, drawing the reader directly into the experience.

Anahtar Kavram

Identification of Narrative Point of View (Second-Person Perspective)
Soru 11379Soru

When commercial banks experience temporary liquidity shortages and are unable to borrow from the interbank market, they can obtain emergency financial accommodation directly from the Central Bank. Which function of the Central Bank is demonstrated in this scenario?

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Cevap: Lender of last resort

Cevap

Lender of last resort
The central bank acts as the lender of last resort by discounting bills and granting short-term emergency advances to commercial banks facing severe liquidity shortages when no other credit facilities are available.

Adım Adım Çözüm

1
Analyze the action described in the question stem
Commercial banks encountering short-term liquidity deficits receive financial assistance directly from the Central Bank when alternative sources fail.
Identifying the nature of interbank financial rescue pinpoints the central bank's protective role.
2
Relate the action to standard Central Bank functions
The function that acts as a financial safety net for commercial banking institutions during liquidity crises is known as lender of last resort.
This function safeguards public confidence and protects the stability of the entire banking system.

Anahtar Kavram

Central Bank Functions - Lender of Last Resort
Tahmini Süre:45s
Soru 11380Soru

A commercial banking system maintains cash reserves of N1,500,000\text{N}1,500,000, which fully satisfies a mandatory Cash Reserve Ratio (CRR) of 15%15\%. If the Central Bank reduces the CRR to 12%12\%, what is the maximum additional credit expansion, in Naira, that the banking system can generate from the resulting excess reserves?

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Cevap: 2500000

Cevap

The maximum additional credit expansion that the banking system can generate is 2,500,000 Naira.
When the Central Bank lowers the Cash Reserve Ratio from 15% to 12%, the total deposits supported by N1,500,000 in reserves increases from N10,000,000 (N1,500,000 / 0.15) to N12,500,000 (N1,500,000 / 0.12). The maximum additional credit expansion achievable by the banking system is the difference between the new total deposit capacity and the initial total deposits, which equals N2,500,000.

Adım Adım Çözüm

1
Determine the initial total deposits in the commercial banking system.
Initial Total Deposits = N10,000,000
Since N1,500,000 represents 15% of total deposits, total deposits = N1,500,000 / 0.15 = N10,000,000.
2
Calculate the new total credit expansion capacity under the 12% reserve ratio.
New Total Deposit Capacity = N12,500,000
With N1,500,000 reserves and a 12% CRR, the system can support total deposits of N1,500,000 / 0.12 = N12,500,000.
3
Subtract the initial total deposits from the new total deposit capacity to find additional expansion.
Additional Expansion = N2,500,000
N12,500,000 - N10,000,000 = N2,500,000.

Anahtar Kavram

Excess Reserves and Credit Creation Multiplier
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