Read the following excerpt from a passage about artificial intelligence in finance:
'When diverse human traders evaluate market conditions, their individual biases and errors tend to be uncorrelated; one trader's overvaluation is often offset by another's undervaluation. However, as financial institutions increasingly adopt the same highly optimized machine learning models to assess risk, this diversity is lost. The market enters a state of algorithmic monoculture. While these models may be individually more accurate than the average human trader, their widespread adoption means that when the models do make a miscalculation, they all make the exact same error simultaneously. This correlated failure transforms isolated prediction errors into systemic market shocks, as a multitude of institutions rush to buy or sell the same assets at the exact same time.'
Which of the following situations is most analogous to the systemic risk of 'algorithmic monoculture' as described in the passage?
- ASeveral competing financial institutions hire programmers from the same university, leading to a lack of creative diversity in their investment portfolios and causing stagnant long-term growth.
- BA hospital network requires all its physicians to follow standardized diagnostic checklists to prevent malpractice; while this improves baseline patient care, it prevents doctors from relying on their intuitive clinical experience.
- CA national shipping company replaces its human drivers with a centralized navigation software that frequently misinterprets road signs, causing the entire fleet of trucks to consistently miss their delivery deadlines.
- Farmers across a region replace their diverse, locally adapted crop varieties with a single, highly productive genetically uniform seed; although average crop yields improve, a single novel pathogen to which the seed is vulnerable later destroys the entire region's harvest simultaneously.Cevap
- EAll residents of a coastal town rely on the same automated emergency broadcast system; because the system lacks human oversight, it is guaranteed to eventually fail and leave the entire population without warning during a natural disaster.