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Zorluk: OrtaStatement and Assumptions

Read the following administrative circular carefully:

Statement:
"To curb the escalating instances of financial cyber fraud, the central banking authority has directed all commercial banks to immediately implement a mandatory two-step biometric verification process for all digital transactions exceeding $10,000."

Based on the statement provided, which of the following assumptions are implicit? (Select all that apply)

  1. Two-step biometric verification is an effective technological measure to mitigate or prevent cyber frauds in high-value transactions.Cevap
  2. B
    Digital transactions below the $10,000 threshold are entirely secure and do not face any risk of cyber fraud.
  3. Commercial banks either already possess or can reasonably deploy the necessary technical infrastructure to support biometric verification.Cevap
  4. D
    Traditional password-based security systems are the sole cause of all recent financial cyber frauds in the banking sector.

Cevap

The implicit assumptions are that biometric verification is an effective measure against cyber fraud and that commercial banks have the capability to implement this infrastructure.
An implicit assumption is an unstated premise that must be true for the author's argument or directive to make logical sense. In this case, for the central bank to mandate biometric verification to stop fraud, it must assume two things: first, that the technology is actually effective at stopping fraud, and second, that it is practically possible for the banks to implement this technology.

Adım Adım Çözüm

1
Analyze the core objective and the proposed action in the statement.
Objective: Curb cyber fraud. Action: Mandate biometric verification for transactions over $10,000.
Understanding the cause-and-effect relationship intended by the author helps identify what must be assumed for the action to succeed.
2
Evaluate the choices testing the effectiveness and feasibility of the action.
The authority must assume the new system works (effectiveness) and that banks can implement it (feasibility), validating the assumptions regarding system efficacy and infrastructure.
An action is only mandated if the issuer believes it will solve the problem and can be executed.
3
Filter out extreme statements and unsupported external inferences.
Reject the ideas that transactions under $10,000 are perfectly safe, or that passwords are the only cause of fraud.
Implicit assumptions must be strictly necessary for the statement to hold true, without relying on extreme generalizations or outside knowledge.

Anahtar Kavram

Identifying Implicit Premises and Feasibility Assumptions
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Konular

Statement and Assumptions

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