Question

Difficulty: MediumInferential Comprehension and Deduction

Read the passage below carefully:

For over three decades, the bustling Bodija market in Ibadan operated almost exclusively on cash transactions, relying on trusted local thrift collectors known as alajapupa to safeguard traders' daily earnings. However, the recent introduction of digital micro-credit platforms and mobile point-of-sale terminals has quietly reshaped this financial landscape. While younger traders swiftly adopted smartphone applications to purchase inventory directly from northern suppliers, older stallholders initially expressed deep skepticism, fearing system downtime and fraudulent electronic reversals. To bridge this divide, market union leaders partnered with local fintech representatives to conduct weekly literacy workshops inside the market hall. Interestingly, rather than abandoning traditional thrift arrangements altogether, traders began utilizing digital payments primarily for bulk, long-distance procurement while retaining cash-based thrift accounts for daily emergency needs and informal mutual aid. This hybrid model has not only stabilized sales during national cash stringencies but has also enabled micro-finance institutions to assess traders' creditworthiness using combined transaction histories.

Evaluate the following statement based on the passage:
The adoption of digital financial tools in Bodija market completely rendered traditional thrift collectors redundant.

Answer: Answer

Answer

The statement is False. The passage indicates that traders retained traditional cash-based thrift accounts for daily emergency needs and informal mutual aid, demonstrating that traditional thrift collectors were not rendered completely redundant.
The statement is incorrect (False) because the passage highlights that traders maintained traditional cash-based thrift accounts for daily emergency needs and mutual aid, establishing a hybrid financial model rather than rendering traditional collectors obsolete.

Step-by-Step Solution

1
Analyze the core claim of the statement.
The statement claims that traditional thrift collectors became completely redundant due to digital payment tools.
Evaluating a true/false statement requires isolating the central assertion and testing it against textual evidence.
2
Locate relevant textual evidence regarding traditional thrift collectors.
The passage observes that 'rather than abandoning traditional thrift arrangements altogether, traders began utilizing digital payments primarily for bulk... while retaining cash-based thrift accounts'.
Checking how traders integrated new tools reveals whether old practices were completely discarded.
3
Deduce the logical validity of the absolute claim.
Because traders maintained active cash-based thrift accounts for emergency needs, the claim of complete redundancy is false.
An absolute assertion ('completely rendered redundant') is invalidated by evidence of ongoing, selective reliance on the traditional system.

Key Concept

Evaluating absolute claims against qualifying textual evidence in inferential deduction
Estimated Time:1m 30s
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