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Question

Difficulty: EasySummary: Paraphrasing, Synthesis, and Conciseness

Read the passage below carefully:

Despite the widespread adoption of digital banking platforms across urban centers in Nigeria, a significant portion of rural traders still relies heavily on cash transactions due to unstable network infrastructure, high transaction fees, and a fundamental distrust of electronic payment systems. Consequently, financial inclusion in these remote areas remains low, hindering local economic growth.

Which of the following options provides the most concise and accurate summary of the main point of the passage?

  1. Unreliable connectivity, steep fees, and skepticism keep rural traders dependent on cash, suppressing regional financial inclusion.Answer
  2. B
    Rapid digital banking adoption in urban centers has completely eliminated cash transactions across all Nigerian financial markets.
  3. C
    Rural traders will eventually adopt digital payments once local government authorities mandate electronic banking systems.
  4. D
    High transaction fees are the single reason why urban bank branches are expanding into remote rural communities.

Answer

Unreliable connectivity, steep fees, and skepticism keep rural traders dependent on cash, suppressing regional financial inclusion.
The statement summarizing that unreliable connectivity, steep fees, and skepticism keep rural traders dependent on cash directly captures the core relationship between the key obstacles and the resulting low financial inclusion in concise language.

Step-by-Step Solution

1
Identify the primary thesis and key points of the passage.
The text states that rural traders use cash because of network instability, high fees, and distrust, leading to low financial inclusion.
Effective summarizing requires identifying essential arguments while filtering out passive background information.
2
Evaluate the options for conciseness, factual accuracy, and paraphrase quality.
The statement attributing rural cash dependence to connectivity, fees, and skepticism captures all key factors into a single, concise sentence.
A good summary uses precise vocabulary to synthesize complex points succinctly.
3
Eliminate options containing misreadings, over-inferences, or distorted focus.
Other options introduce unstated claims about total cash elimination, future mandates, or branch expansion.
Distractors often rely on logical leaps or literal misinterpretations of passage details.

Key Concept

Synthesizing central ideas into a concise paraphrase
Estimated Time:50s
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Topics

Summary: Paraphrasing, Synthesis, and Conciseness

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